Home PT Amartha Mikro Fintek PT Amartha Mikro Fintek In brief PT Amartha Mikro Fintek (“Amartha”) is Indonesia’s leading microfinance fintech, focusing on providing loans and other financial inclusion products to low-income households with limited or no access to financial services. It actively provides services in rural areas of the Indonesian archipelago, serving around 1.2 million rural female microentrepreneurs. By leveraging its Peer-to-Peer (P2P) fintech license Amartha connects retail and institutional investors with underserved borrowers. Finnfund’s senior loan will go to Inclusive Capital Fund Pte. Ltd., an SPV that will channel funding to Amartha’s customers. Main development impact 100% of the loan proceeds are allocated to underserved rural female microentrepreneurs promoting financial inclusion and supporting women. In Indonesia, only 49% of rural women have access to formal financial services, and only 54% of working-age women participate in the labour force. Amartha’s mission is to connect rural women with the capital markets to access financial resources to grow their businesses and create employment opportunities. Investment details Name: PT Amartha Mikro Fintek Project number: 80000505 Region: Asia Country: Indonesia Sector: Financial institution Signing date (month/year): March 2025 Currency: USD Finnfund's financing (commitment): 15,000,000 Instrument: Loan Jurisdiction of registration: Singapore Channeled financing (name of company): Inclusive Capital Fund Pte. Ltd., Size of the project financing: USD 200,000,000 Share of Finnfund's financing (%): 7,5% Status: Active Website: https://amartha.com/en/ Please note, that in principle, this information is given at the time of signature according to Finnfund's disclosure policy. However, in the case of investment funds, the share of Finnfund’s financing (%) is disclosed after the fund’s final closing, and information on the portfolio companies financed by the fund is updated at least once a year. Read our transparency and disclosure policy More information: News Current investments Business sectors Contact us Key facts Name: PT Amartha Mikro Fintek Sector: Financial institution Region: Asia Country: Indonesia Currency: USD Finnfund's financing (commitment): 15,000,000 Signing date (month/year): March 2025 Last update: April 2025